:root{--navy:#0a2e3f;--navy2:#123e52;--ink:#13252c;--muted:#5d6c70;--paper:#f6f8f7;--white:#fff;--terra:#d96c4b;--gold:#efb85b;--line:#dce5e3;--green:#317b68;--shadow:0 18px 50px rgba(10,46,63,.10);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.wrap{width:min(1160px,calc(100% - 32px));margin:auto}.topbar{background:var(--navy);color:#dce8e9;font-size:.86rem;padding:8px 0;text-align:center}.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:11px;font-size:1.42rem;font-weight:900;letter-spacing:-.045em;color:var(--navy)}.logo-mark{width:43px;height:43px;display:block;filter:drop-shadow(0 7px 10px rgba(10,46,63,.16))}.brand-name{display:flex;flex-direction:column;line-height:.9}.brand-name small{font-size:.5rem;letter-spacing:.18em;text-transform:uppercase;color:var(--terra);margin-top:7px;font-weight:800}.mark{width:38px;height:38px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:1.35rem;box-shadow:inset -8px -8px 0 rgba(217,108,75,.35)}.navlinks{display:flex;gap:22px;align-items:center;font-size:.94rem;font-weight:650}.navlinks a:hover,.navlinks a:focus{color:var(--terra)}.lang{border:1px solid var(--line);background:white;border-radius:12px;padding:8px 10px}.menu{display:none;border:0;background:transparent;font-size:1.5rem}.hero{background:linear-gradient(125deg,var(--navy) 0%,#174f62 72%,#256879 100%);color:white;overflow:hidden;position:relative}.hero:after{content:"";position:absolute;width:430px;height:430px;border:1px solid rgba(255,255,255,.12);border-radius:50%;right:-90px;top:-170px;box-shadow:0 0 0 80px rgba(255,255,255,.03)}.hero-grid{min-height:600px;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:60px;padding:72px 0;position:relative;z-index:1}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:#ffd69b;text-transform:uppercase;letter-spacing:.11em;font-size:.78rem;font-weight:800}.hero h1{font-size:clamp(2.5rem,6vw,5.1rem);line-height:.98;letter-spacing:-.055em;margin:18px 0 22px;max-width:760px}.hero p{font-size:1.18rem;color:#dbeaec;max-width:650px}.country-actions{display:flex;gap:12px;margin-top:30px;flex-wrap:wrap}.btn{border:0;border-radius:14px;padding:14px 19px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;gap:8px;cursor:pointer;transition:.2s}.btn-primary{background:var(--terra);color:white}.btn-light{background:white;color:var(--navy)}.btn-outline{border:1px solid rgba(255,255,255,.35);color:white;background:transparent}.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(0,0,0,.13)}.planner{background:white;color:var(--ink);padding:26px;border-radius:24px;box-shadow:0 26px 65px rgba(0,0,0,.2)}.planner h2{margin:0 0 5px;font-size:1.35rem}.planner>p{font-size:.92rem;color:var(--muted);margin:0 0 20px}.choice{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.choice button{border:1px solid var(--line);background:#f8faf9;border-radius:12px;padding:12px 8px;cursor:pointer;font-weight:700}.choice button.active{border-color:var(--terra);background:#fff2ed;color:#9c3e24}.planner label{display:block;font-size:.82rem;font-weight:800;margin:18px 0 7px}.planner select,.field{width:100%;padding:13px;border:1px solid var(--line);border-radius:12px;background:white}.result{margin-top:18px;padding:15px;border-radius:14px;background:#edf6f3;color:#245d50;font-size:.92rem}.section{padding:84px 0}.section-sm{padding:48px 0}.head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:34px}.head h2,.page-hero h1{font-size:clamp(2rem,4vw,3.45rem);line-height:1.05;letter-spacing:-.04em;margin:0}.head p{max-width:580px;color:var(--muted);margin:0}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:0 6px 22px rgba(10,46,63,.04)}.num{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:#eaf2f1;color:var(--navy);font-weight:900}.card h3{margin:18px 0 7px}.card p{color:var(--muted);margin:0}.profiles .card{cursor:pointer}.profiles .card:hover{border-color:var(--terra);transform:translateY(-3px)}.dark{background:var(--navy);color:white}.dark .card{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.13);box-shadow:none}.dark .card p{color:#c6d8da}.metric{font-size:2.35rem;font-weight:900;color:#ffd69b}.error-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.error{display:flex;gap:14px;background:white;border:1px solid var(--line);border-radius:16px;padding:18px}.error b{color:var(--terra)}.quote{font-size:1.08rem}.quote footer{color:var(--muted);margin-top:12px}.leadbox{background:#fff3e7;border:1px solid #f1d4b4;border-radius:26px;padding:36px;display:grid;grid-template-columns:1fr .8fr;align-items:center;gap:34px}.formrow{display:flex;gap:9px}.formrow input{flex:1}.legal-note{background:#e8f0f0;border-left:4px solid var(--terra);padding:14px 18px;font-size:.88rem;color:#39545a}.page-hero{background:var(--navy);color:white;padding:66px 0 58px}.page-hero p{color:#d6e3e5;max-width:700px}.crumb{color:#9fc1c5;font-size:.84rem}.timeline{position:relative}.stage{background:white;border:1px solid var(--line);border-radius:20px;margin:14px 0;overflow:hidden}.stage summary{padding:22px 24px;cursor:pointer;display:flex;align-items:center;justify-content:space-between;font-weight:850;font-size:1.08rem}.stage summary::marker{content:""}.stage summary:after{content:"+";font-size:1.5rem;color:var(--terra)}.stage[open] summary:after{content:"−"}.stage-body{padding:0 24px 24px}.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.info{background:#f4f7f6;padding:15px;border-radius:12px}.info small{display:block;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:800}.trap{background:#fff1ec;color:#843e2a}.compare{width:100%;border-collapse:collapse;background:white;border-radius:16px;overflow:hidden}.compare th,.compare td{text-align:left;padding:15px;border-bottom:1px solid var(--line)}.compare th{background:var(--navy);color:white}.pills{display:flex;gap:8px;flex-wrap:wrap;margin:22px 0}.pill{border:1px solid var(--line);background:white;padding:8px 13px;border-radius:99px;cursor:pointer}.pill.active{background:var(--navy);color:white}.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.tag{font-size:.75rem;color:var(--terra);font-weight:850;text-transform:uppercase}.price{font-size:2.2rem;font-weight:900;margin:10px 0}.featured{border:2px solid var(--terra);position:relative}.badge{position:absolute;right:16px;top:16px;background:var(--terra);color:white;border-radius:99px;padding:5px 9px;font-size:.72rem;font-weight:800}.checklist{padding:0;list-style:none}.checklist li{margin:8px 0}.checklist li:before{content:"✓";color:var(--green);font-weight:900;margin-right:9px}.quiz-option{display:block;width:100%;text-align:left;border:1px solid var(--line);background:white;border-radius:13px;padding:14px;margin:9px 0;cursor:pointer}.quiz-option.selected{border-color:var(--terra);background:#fff3ef}.footer{background:#071f2a;color:#d1dfe1;padding:60px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:28px}.footer h4{color:white}.footer a{display:block;margin:8px 0;color:#b9cbce}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:20px;font-size:.82rem}.sticky{position:fixed;right:18px;bottom:18px;background:var(--terra);color:white;padding:12px 17px;border-radius:99px;box-shadow:var(--shadow);font-weight:800;z-index:8}.toast{position:fixed;left:50%;bottom:28px;transform:translateX(-50%);background:#143b45;color:white;padding:13px 20px;border-radius:12px;z-index:20;display:none}.search{max-width:600px;padding:15px 18px;border-radius:14px;border:1px solid var(--line);width:100%}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:24px}.stack{display:grid;gap:13px}textarea.field{min-height:140px}.cookie{position:fixed;left:16px;right:16px;bottom:16px;background:white;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:16px;z-index:50;display:flex;align-items:center;gap:20px;justify-content:space-between}.cookie p{margin:0;font-size:.88rem;max-width:760px}.cookie-actions{display:flex;gap:8px}.empty{display:none;padding:30px;color:var(--muted)}
@media(max-width:900px){.navlinks{display:none}.menu{display:block}.navlinks.open{display:flex;position:absolute;z-index:30;top:76px;left:16px;right:16px;background:white;padding:20px;border-radius:16px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.hero-grid,.leadbox,.contact-grid{grid-template-columns:1fr}.hero-grid{padding:56px 0}.grid3,.articles{grid-template-columns:1fr 1fr}.info-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.wrap{width:min(100% - 24px,1160px)}.topbar{font-size:.76rem}.nav{height:66px}.hero-grid{min-height:auto;gap:30px}.hero h1{font-size:2.75rem}.planner{padding:20px}.choice{grid-template-columns:1fr}.section{padding:58px 0}.head{display:block}.head p{margin-top:12px}.grid3,.articles,.info-grid,.error-list{grid-template-columns:1fr}.formrow{flex-direction:column}.leadbox{padding:24px}.footer-grid{grid-template-columns:1fr}.sticky{right:12px;bottom:12px}.cookie{display:block}.cookie-actions{margin-top:12px}.compare{font-size:.85rem}.compare th,.compare td{padding:10px}.country-actions .btn{width:100%}}